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PRIVACY POLICY

This policy applies to this web-site ("Site") operated by PDP Group, Inc. ("PDP," "we" or "us") which is located in Hunt Valley, Maryland, U.S.A. You take online privacy seriously and so does PDP. We are committed to protecting the personal information of visitors to our Sites and web pages. This policy is one way of sustaining your trust in our company, our products and our services by describing how personal information submitted through this Site will be managed and how we protect the privacy of visitors to the Site.

This Online Privacy Policy applies only to the PDP Sites and web pages from which you directly linked to this policy. This Policy applies only to the collection, use and sharing of information you provide online.

Our Online Privacy Policy describes the information we collect from and about you during your visit to our Sites and web pages. Our privacy policy also describes how we use information about you, whom we share it with, and how we protect it.

Our Sites and web pages may contain links to third party sites not controlled by PDP or covered by this Online Privacy Policy. We recommend that you check the privacy statement of other sites you visit before providing any personal information.

PERSONAL INFORMATION WE COLLECT FROM YOU

We may ask you for personal information when you register with us or when you complete a form on our Site. We indicate the information we need, the information that is optional, and for what purposes this information is needed. By voluntarily providing this information, you consent to its collection and use as described in this policy or on the form.

The information collected will depend on the PDP Site or web page you visit. This information may include, but is not limited to:

  • Name
  • Mailing address
  • Email address
  • Social Security number in whole or in part
  • Phone numbers (including mobile)
  • Account number
  • Date of birth
  • Vehicle Identification Number
  • Insurance policy number
  • Insurance Company Information

HOW DO YOU USE THE PERSONAL INFORMATION YOU COLLECT ABOUT ME ONLINE?

We use the personal information we collect online to:

  • Process your request for services
  • Improve our customer service and products
  • Respond to your requests for information and/or provide customer service
  • Facilitate your participation in online activities.

For example, we may use the information you provide when you complete an online application for service in order to process and evaluate your application. We may also use the information we collect for analytic purposes as allowed by law.

DO YOU SHARE THE PERSONAL INFORMATION YOU COLLECT ABOUT ME ONLINE?

We may share some of the information we collect about you with third parties, such as companies performing services on our behalf, to provide the products or services you have requested. As permitted by law, we may share information we collect about you with companies with whom we have formal agreements and/or used by third party service providers who provide technical support for the operation of the Site and who assist us in providing services that you have requested. Third party service providers that we use to perform some functions on our behalf must agree to protect any personal information that they access or use in the course of performing those functions and not to share or disclose such personal information unless in accordance with applicable law and this privacy policy.

We may disclose your information in response to a court order or other valid legal process when we reasonably believe we are required to do so by law, when we deem it appropriate or necessary to provide such information to law enforcement authorities, to comply with reporting or audit requirements, or in connection with payments you may owe to us.

USE OF SITE FROM OTHER COUNTRIES

This Site can be accessed from countries other than the U.S. By submitting their personal information, individuals using this Site from outside of the U.S. consent to the transfer of such information to and its use and storage in the U.S.

DO YOU USE COOKIES OR OTHER ONLINE TECHNOLOGIES TO COLLECT INFORMATION ABOUT ME?

When you browse or visit one of our Sites, we may collect and store certain information about computers that visit our Site through the use of several technologies, including "cookies." A cookie is a small file that a web site can send to your browser, which may be stored on your system. Some pages of this web-site use cookies or other technologies to better serve you when you return to the web-site. You may set your browser to notify you before you receive a cookie, allowing you to decide whether or not to accept it. Your browser may also be set to turn off cookies. If you do so, some areas of the Site may not function properly.

We collect other information that is not itself personally identifiable, such as referring URL addresses, time spent in certain areas of the Site, and origination of the user. This anonymous information is sometimes known as "clickstream data." PDP may use this data to analyze trends and statistics to help us provide better customer service. When you visit this Site, we also collect information about the type of web-site browser you use, as well as the IP address that has been assigned to you. Although it is possible to combine clickstream data with information that would enable us to identify a Site visitor, it is not our practice to do so.

When we collect personal information from you in connection with a transaction, we may extract some information about that transaction in an anonymous format and combine it with other anonymous data such as clickstream data. This information is used and analyzed only to help us understand trends and patterns.

THIRD PARTY LINKED WEB-SITES

The Site may contain links to other web-sites. PDP is not responsible for the privacy practices or the content of linked web Sites. You should carefully review those Sites' privacy policies, since they may be different from ours.

WHAT STEPS DO YOU TAKE TO PROTECT PERSONAL INFORMATION ABOUT ME?

The security of your personal information is important to PDP. When you enter personal information on our registration or update forms, we encrypt the information using secure socket layer technology (SSL). To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of personal information, we have established physical, electronic, technical and administrative procedures to limit who has access to personal information. We use a variety of methods to safeguard the personal information that we collect and maintain.

Companies that provide online services on our behalf are required by contract to protect customer information, and are only allowed to use the information for the purpose of providing the services we have contracted with them to provide.

No web-site is completely secure from unauthorized intrusions and attacks. Although we use appropriate security measures to protect personal information, we cannot guarantee that your personal information will never be accessed without proper authorization.

UPDATES TO THE PRIVACY POLICY

We reserve the right to update the terms of this privacy policy at any time. We encourage you to review this policy whenever you visit our Site. We will post a notice on this Site if and when the privacy policy changes to alert visitors that a new privacy policy has been established. By continuing to use the Site after this policy has been revised, you agree to the terms of the revised policy.

GOVERNING LAW

This privacy policy and the use of the Site are governed by Maryland law. Any claim related to the Site or this privacy policy shall be brought in a federal or state court in Maryland within one year after the claim arises. You agree that no such claim may be brought as a class action. Users of the web-site consent to the jurisdiction and venue of such court as the most convenient and appropriate for the resolution of any disputes arising out of this privacy policy.

COMPLIANCE WITH RELEVANT FEDERAL AND STATE INFORMATION PRIVACY LAWS

PDP is committed to complying fully with applicable federal and state laws:

  • The Health Insurance Portability and Accountability Act ("HIPAA"), which generally safeguards the integrity and confidentiality of health information that is transmitted electronically;
  • The Gramm-Leach-Bliley Act ("GLB"), which generally safeguards nonpublic, personal information, in electronic or paper form, associated with customers of PDP's services and products.

CONTACT US

If you wish to review and/or to request that we make any changes to the personal information that you have provided to us, or if you have any further questions about what we do or have done with your personal information, please contact our Privacy and Security Officer.

Privacy and Security Officer
PDP Group, Inc.
10909 McCormick Road
Hunt Valley, Maryland, U.S.A. 21065
e-mail:

EFFECTIVE DATE

Revision 2.1 - This privacy policy is effective as of April 2012.

2002-2012 PDP Group, Inc.